Check out this website for a free, overall monthly skychart -- www.skymaps.com.
... Any recommendations as to free sky charts that are updated monthly?
Also, is my PSA pretty much useless at this point?
Your PSA will NOT be useless. Use the overall monthly skychart to see what constellations and bright objects are visible, then find that bright object (or constellation) in the PSA (use either the General Index at the back or the Chart Key on the inside back cover). The PSA will give you a more detailed map of what the stars in the area will look like through either binoculars or a small telescope.
There is no need to learn the details of RA and Dec right now -- it is more important to learn how to find a constellation that is visible from your area and date/time, then "go a little deeper" to locate something to look at.
Thanks! That is a great website! All of you have been a wonderful help and have filled my bookmarks to the top with online observing resources!