I'd highly suggest looking around for something used.
That includes thrift stores. The big problem with thrift stores is that is where the vast majority of junk scopes get dropped when people realize they are total crap. However I eventually got lucky and nailed an 80mm x 400 GSkyer for $49 which while not a very high end scope is a whole lot better than the department store scopes seen most of the time. In my mind it is better to invest in good eyepieces at this point than a high end scope as "budget" sucks. This especially when the skys have been over cast here for months.
Other options for used are estate sales and auctions. You can either get lucky here or end up asking yourself why did I pay so much. In all cases related to used, inspect the scope before laying down cash!!!
As for a refactor, frankly I went this route over a large reflector simply for convenience. That may be against normal suggestions here, but I wanted Something easy to put in the car and setup for a first scope. Sure there are lots of disadvantages to a refractor, relatively poor light collecting being a big one. So I'm not going to argue reflector too much here other than the fact that you can get a lot of scope cheap on the used market and have more flexibility.
Frankly when going cheap, which is what I've done so far, brand name isn't a huge factor as long as it isn't department store quality. Instead keep in mind what you will be doing with the scope and which will best suit your primary interests. A lot of that comes down to F ratios and aperture.